Terms and Conditions of Service

These terms govern your use of our website and consultation services. Please review them carefully to understand your rights and obligations when interacting with our platform.

Last updated November 17, 2025

Acceptance of Terms

By using our website and engaging with our services, you acknowledge and accept these terms. If you do not agree to any part of these terms, please immediately cease use of our platform and services.

Definitions

Below, key terms are defined for reference throughout these Terms and Conditions.

‘Service’ refers to the consultation-based recommendations delivered via mirenovastel.com for financial considerations, excluding product sales.

‘User’ means any individual accessing or using mirenovastel.com or our services for personal financial guidance.

‘Content’ includes all text, reports, and recommendations generated by our consultants for information and guidance.

‘Agreement’ refers to these full Terms and Conditions as binding between you and mirenovastel.com.

Service Usage Guidelines

Users must access our site and services for lawful, personal purposes only. Do not misuse features or engage in any activity that compromises service integrity or user privacy.

Eligibility

Users must be over 18 and legally competent to enter agreements under Australian law. Services are intended for individuals residing in Australia.

No services are available to minors.

User Responsibilities

As a user, you are expected to act in good faith and provide accurate information during all interactions.

Provide only truthful and complete information when making inquiries.
Use recommendations as guidance only, not as a sole decision-making basis.
Respect confidentiality and do not redisclose reports to unauthorised parties.
Abide by all applicable local and national regulations.

Prohibited Uses

Users are strictly prohibited from actions such as:

Accessing or attempting to access services with false identity or by unauthorised means.
Using content for resale, commercial distribution, or unauthorised public posting.
Engaging in behaviour that disrupts, damages, or impairs the site or service function.
Infringing intellectual property or violating any law when using our services.
Attempting unauthorised data extraction or breaches of confidentiality protocols.

Intellectual Property Rights

All content and materials available through mirenovastel.com are protected by copyright and other laws. Use is limited to personal assistance as agreed herein; copying and redistribution require prior written consent.

User Content

Submissions provided through forms or correspondence remain the property of users, but we reserve rights to use anonymised feedback for service improvement.

Your Content Rights

You have the right to request removal or alteration of your content, subject to lawful restrictions.

Privacy and Data Protection

We uphold strict privacy practices to protect your information in compliance with Australian law. Full details are found in our Privacy Policy. Continued use signifies consent to processing as described.

See Privacy Policy

Disclaimer of Liability

We provide impartial consultation. Actions taken as a result are your own responsibility. No guarantee of results is offered.

Important Notice

Past performance does not guarantee future results. All recommendations are for informational purposes only.

Limitation of Liability

We are not liable for losses arising from use of recommendations. Indirect, punitive, or consequential damages are expressly excluded.

Indemnification

You agree to indemnify and hold mirenovastel.com harmless against claims arising from your misuse of site content or breach of these terms.

Dispute Resolution Process

If concerns arise, contact us first. Disputes are resolved amicably whenever possible.

Arbitration

Unresolved matters may be referred to confidential binding arbitration under Australian law.

This does not affect your statutory consumer rights.

Online Dispute Resolution

Australian users may access third-party dispute resolution resources if direct resolution fails.

Read about your options

Severability

If any term is held invalid, all other sections remain fully effective.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and mirenovastel.com regarding site and service use.

Applicable Law and Jurisdiction

This agreement is governed by the laws of Australia. Jurisdiction is exclusive to Australian courts.

Termination

We may suspend or terminate access for breach of terms. Users may discontinue use at any time without penalty.

Changes

Terms may change as needed to reflect service updates or legal requirements. Continued use after updates implies consent.

Contact for Terms Matters

Questions or concerns regarding Terms and Conditions are welcome anytime.

Contact Email: content@mirenovastel.com

Phone: +61 8 0014 3855

Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective Date: November 17, 2025

Version: 3.1